Kettering Homes under $400,000

Kettering Homes under $400,000

Welcome to Kettering, Ohio—a vibrant city nestled in the heart of Montgomery County. Known for its friendly neighborhoods, rich history, and thriving community spirit, Kettering is a wonderful place to call home. With its lush parks, excellent schools, and a variety of local amenities, this city offers a perfect blend of suburban tranquility and urban convenience.

Kettering boasts a diverse real estate market, making it an ideal destination for homebuyers seeking value and comfort. If you’re looking for homes under $400,000, you’ll be delighted to discover a wide array of options that cater to different lifestyles and preferences. From charming single-family homes with spacious yards to modern townhouses in vibrant communities, Kettering has something for everyone.

Families will appreciate the proximity to top-rated schools and recreational facilities, including the expansive Kettering Recreation Complex and the picturesque Indian Riffle Park, perfect for picnics and outdoor activities. The city also features a variety of shopping and dining options, ensuring that residents have everything they need right at their fingertips.

With its affordable housing market and strong sense of community, Kettering is not just a place to live—it's a place to thrive. Whether you’re a first-time homebuyer or looking to downsize, Kettering's homes under $400,000 offer a fantastic opportunity to invest in your future while enjoying all the charm and amenities this delightful city has to offer. Come and explore Kettering—your dream home awaits!

Newest Kettering Homes under $400,000

1559 Doddington Road, Kettering
$385,000
5 Beds ⋅ 4 Baths ⋅ 970277 MLS
Need more space without blowing past $400K? Welcome to 1559 Doddington Road in the Kettering City School District. With 5 bedrooms, 3 full baths, 2,160 sq. ft. above grade and approximately 900 additional sq. ft. in the professionally finished lower level, this home was made for buyers who need flexibility. The kitchen is a showpiece—and equipped to work as well as it looks. Crisp white cabinetry, granite countertops, a generous center island, undermount stainless sink, brushed nickel hardware and professional-grade stainless steel appliances create a bright, polished space for everything from Tuesday-night dinner to a house full of guests. The eat-in kitchen flows directly into the open family room, where a gas-log fireplace creates a natural gathering place. A separate formal dining room gives you another option when dinner deserves more than the kitchen counter. Upstairs, the vaulted primary bedroom becomes a retreat of its own. The soaring ceiling adds volume and light, creating a calm, spacious escape at the end of the day. Then there's the lower level—and this isn't an afterthought. Approximately 900 sq. ft. has been professionally finished to create another level of usable living space, including a full bedroom and full bathroom. Guest quarters, private work-from-home space, recreation, extended stays or simply room to spread out—the layout gives you options now and later. Outside, a deck overlooks the large, level backyard surrounded by mature trees, creating a surprisingly natural setting for a home so convenient to Kettering and Dayton. Add a cul-de-sac location, first-floor laundry, LVP flooring and an attached 2-car garage, and the practical boxes are checked, too. 5 bedrooms. 3 full baths. Approximately 3,060 finished sq. ft. including the lower level. Kettering City School District.

1559 Doddington Road, Kettering

Courtesy of Donald Sheets and eXp Realty

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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Luma Realty are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®