Oakwood Homes under $400,000

Oakwood Homes under $400,000

Welcome to Oakwood, Ohio – a charming suburb nestled in Montgomery County that perfectly blends small-town charm with modern conveniences. Known for its picturesque tree-lined streets and strong sense of community, Oakwood offers a unique lifestyle that appeals to families, young professionals, and retirees alike.

As you explore this delightful city, you'll discover a rich history reflected in its beautiful architecture and well-maintained parks. The vibrant downtown area is home to a variety of local shops, cozy cafes, and restaurants that serve everything from gourmet cuisine to comforting classics. With its close-knit community feel and numerous events throughout the year, Oakwood fosters a welcoming atmosphere that makes it easy to connect with neighbors and build lasting friendships.

For those seeking a home in this idyllic setting, Oakwood offers a fantastic selection of properties priced under $400,000. Whether you’re looking for a charming bungalow with character, a spacious family home, or a modern townhouse, there’s something to suit every taste and budget. The real estate market here is diverse, providing an array of options that cater to different lifestyles and preferences.

Families will appreciate the highly-rated schools in the area, while outdoor enthusiasts will enjoy the numerous parks and recreational facilities that encourage an active lifestyle. With easy access to downtown Dayton and major highways, Oakwood combines the tranquility of suburban living with the excitement of city life.

Discover your dream home in Oakwood today – where community, convenience, and charm come together to create the perfect place to call home!

Newest Oakwood Homes under $400,000

418 Harman Boulevard, Oakwood
$389,900
3 Beds ⋅ 2 Baths ⋅ 970457 MLS
Over $60,000 in improvements since purchased in 2022! This beautifully maintained stone and brick Cape Cod combines character with thoughtful updates throughout. Hardwood floors flow through much of the home, while the open, light-filled layout makes the living spaces feel warm and inviting. The kitchen features granite countertops, stainless steel appliances, ample soft-close cabinetry, and a peninsula with additional seating that opens to the dining area. French doors lead to the 3-season room, surrounded by windows and offering flexible additional living space, mudroom functionality, and convenient access to the attached, extended 2-car garage. Two bedrooms and an updated full bath are located on the main level. Upstairs, the spacious primary suite feels like its own retreat with two walk-in closets, built-ins, a mini-split for added comfort, and an updated en suite bath featuring a double vanity and an oversized custom shower. The clean basement provides plenty of storage and additional possibilities. Major improvements include kitchen flooring (2026), HVAC (2025), roof and gutter covers (2024), primary suite mini-split, cedar front fence, garage door motor, electrical improvements, and more. A complete list of over $60,000 in improvements is available for review. With major systems addressed, a turnaround driveway, attached 2-car garage, and a functional layout, this home is ready for its next chapter

418 Harman Boulevard, Oakwood

Courtesy of Kunal N Patel and Glasshouse Realty Group

327 East Drive, Oakwood
$400,000
3 Beds ⋅ 3 Baths ⋅ 969973 MLS
Classic Oakwood charm meets modern comfort- offering nearly 2,000 SF above grade plus almost 1,200 SF of finished lower-level living space. Thoughtfully updated while preserving its timeless character, this home combines the warmth and craftsmanship of a classic Oakwood residence with the space and amenities today's buyers are seeking. Best of all, you're just a short walk from downtown Oakwood. A welcoming enclosed front porch sets the tone before you step inside to discover rich architectural details including hardwood floors, arched doorways, original built-ins, custom plantation shutters, and abundant natural light. The spacious living room is anchored by a beautiful fireplace flanked by original built-in cabinetry and flows seamlessly into the formal dining room. The thoughtfully remodeled kitchen features solid wood shaker-style cabinetry, granite countertops, stainless steel appliances, pantry storage, and generous workspace. There are two bedrooms on the main level (one with built-in Murphy bed), while the entire second floor is dedicated to a private primary retreat complete with a walk-in closet and en suite bath—a rare feature for an Oakwood home of this era. Brand-new carpet throughout provides a fresh, move-in-ready feel while complementing the home's timeless appeal. The expansive finished lower level offers more versatile living space, perfect for a family room, recreation area, home office, fitness room, or hobby space. An oversized laundry room with extensive built-in cabinetry provides exceptional storage and organization. Thoughtful improvements include a remodeled kitchen (2017), dimensional shingle roof (2017), high-efficiency HVAC (2022), tankless water heater (2022), updated electrical, updated lighting, brand-new carpet throughout main floor and luxury vinyl installed throughout the basements (2026). New battery back up for sump pump in 2026. Outside, you'll find professionally landscaped grounds and a detached 2-car garage.

327 East Drive, Oakwood

Courtesy of Laurie Westheimer and BHHS Professional Realty

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity™ program of the Multiple Listing Service of Greater Cincinnati. Real estate listings held by brokerage firms other than our company are marked with the Broker Reciprocity™ logo (the small house as shown to the left) and detailed information about them includes the name of the listing brokers. This data is up-to-date as of . Copyright 2026, MLS of Greater Cincinnati, Inc. All rights reserved. Information deemed reliable but not guaranteed.

board logo

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Luma Realty are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®